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Getting a Payday Advance is Easy

Financial problems happen to everyone. Sometimes an unexpected car repair, a hospital bill or an emergency can send our bank accounts into a downward spiral. In these instances, a payday advance may be just what you need to get back on track. Most of us are great at budgeting and planning for emergencies. There are times, however, when even the best planning can’t prepare you for every financial situation. Getting a payday advance is easy, and you can have instant cash in your account to pay bills and get control of your finances.

How do Payday Advances Work?

The payday advance process is simple. The first step is to contact a payday loan lender who will work with you to get you the money you need. There are many companies that offer these loans, and they work with borrowers of all credit profiles. If you have bad credit, don’t fear. Payday lenders work with multiple banks and will find one that will get you financing. Many people use payday loans to pay for car repairs, residential moves and large purchases.

The process for getting payday advances is simple. The first step is a simple application process. When you fill the short application, you will get an instant approval. The bank will advance you the loan amount by depositing it, less finance charges, into your checking account. When you are paid on your next pay date, you will then repay the loan or choose to extend it into another period.

Payday Loans vs. Other Forms of Credit

Payday loans are superior to other forms of loans and credit for short-term money needs. Unlike bank loans, payday loans are available for borrowers with a range of credit scores. You can enjoy instant approval instead of waiting for days or weeks for a response. Many payday loans are available with no credit check. In many cases, you will receive your money on the same day. You don’t need collateral to get a payday loan. All you need is an active checking account and a pay stub. Faxless payday loans allow you to get your quick cash without having to send a fax or wait for a confirmation.

Getting a credit card can be difficult if you have bad credit. Banks may require collateral or references before they will loan you money. With a payday advance, you can skip the banks and credit cards and get your money in an instant.

Getting Your Loan

Once you have decided to get a payday loan, all you have to do is fill out a short application. We help borrowers connect to the lenders that will provide the best service as the best prices. You will need to provide certain documentation to get your loan. First, you will need valid proof of identity. A driver’s license, state identification card, enhanced driver’s license or passport are all valid forms of identity. These forms cannot be expired. Secondly, you will need to provide proof of income. A recent pay stub is often sufficient to verify your income. You will need to earn a minimum amount of income each month to qualify. This minimum amount will vary by lender. Finally, you will need to provide a phone number where you can be reached to finalize the process.

When you have completed the process, you will receive your funds in as little as one business day. The key is to start your process as early as possible in the morning to receive your money quickly. When your loan period is over, most likely on your next pay date, the lender will debit the money automatically from your checking account. In some cases, you can choose another way to pay off your loan, such as simply making a payment online.

Extending Your Payday Advance

If one pay cycle is not enough to cover your financial needs, you can choose to extend your loan for another period. When your loan term is up, simply ask for an extension on your payday advance. This will give you time to get your finances back on track while paying off your outstanding loan. You can often extend or renew your loan with a simple phone call or by contacting your lender online.

If you are in need of quick cash, a payday advance will give you instant funds. These small, unsecured loans are easy to get and you can often enjoy your money in as little as 1 hour. If you need instant approval and fast cash, sign up today to get the best payday advance for your needs. Regardless of your credit situation, you can get a loan to get you to payday. It doesn’t matter is you have bad credit or no credit at all. You can get instant cash directly into your account. Sign up today.

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